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What is a loss run?

A loss run is a report from your insurer that shows your claim history and compares your company to the industry average. Imagine it like a business medical report.​

We ask for the current year’s plus the previous three years’ loss runs when getting you a quote. If you haven’t been in business for three years, let us know and we can still help you. *We can only accept loss runs if they are dated within 90 days of your renewal date. This is to make sure they’re as up to date as possible.​

To get these loss runs, contact each insurer you’ve had over the last 3 years, as well as your current insurer. An insurer may take up to 10 days to get a loss run to you.

This first step is the hardest. If you need help getting your loss runs, let us know!

What is an Ex-Mod?

An experience modifier, or Ex-Mod, is a rating based on your claim history and compares your company to your industry’s average. Think of it like a credit score.

​Let’s say there are two businesses, both do tiling for residential patios. The business that has more accidents typically has a higher exmod.

What is a payroll report?

A payroll report is any written proof showing how much you pay each of your employees. It doesn’t have to be complicated, we just need more than a ballpark estimate.

Applications and Forms

LANDSCAPER COMPREHENSIVE APPLICATION

All-In-One Application

 

 

GET APPLICATION

LANDSCAPER WORKERS’ COMP APPLICATION

Complete for Workers’ Comp Only

 

 

GET APPLICATION

NALP MEMBERSHIP APPLICATION

National Association of Landscape Professionals Application

 

 

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